Sample code for 30+ languages & platforms
PHP Extension

Ibanity XS2A List Financial Institutions

See more Ibanity Examples

Demonstrates how to send a request to get a list of financial institutions.

Chilkat PHP Extension Downloads

Download Chilkat for PHP Extension
PHP Extension 
<?php

include("chilkat.php");

$success = false;

// This example requires the Chilkat API to have been previously unlocked.
// See Global Unlock Sample for sample code.

//  Send the following request:

// $ curl -X GET https://api.ibanity.com/xs2a/financial-institutions \
// --cert certificate.pem \
// --key private_key.pem \
// -H 'Signature: keyId="75b5d796-de5c-400a-81ce-e72371b01cbc",created=1599659223,algorithm="hs2019",headers="(request-target) digest (created) host",signature="BASE64(RSA-SHA256(SIGNING_STRING))"' \
// -H 'Digest: SHA-512=beDaRguyEb8fhh5wnl37bOTDtvhuYZyZNkTZ9LiC9Wc='

// Ibanity provides the certificate + private key in PFX format.  This example will use the .pfx instead of the pair of PEM files.
// (It is also possible to implement using Chilkat with the PEM files, but PFX is easier.)
$cert = new CkCert();
$success = $cert->LoadPfxFile('qa_data/pfx/my_ibanity_certificate.pfx','my_pfx_password');
if ($success == false) {
    print $cert->lastErrorText() . "\n";
    exit;
}

// We need to calculate the Digest and Signature header fields.
// For a detailed explanation, see Calculate Ibanity HTTP Signature Example

// We'll just write the code here as briefly as possible.

$dtNow = new CkDateTime();
$dtNow->SetFromCurrentSystemTime();
$created = $dtNow->getAsUnixTimeStr(false);

$crypt2 = new CkCrypt2();
$crypt2->put_HashAlgorithm('sha512');
$crypt2->put_EncodingMode('base64');

$sbDigestHdrValue = new CkStringBuilder();
$sbDigestHdrValue->Append('SHA-512=');
// GET requests have empty payloads.  The SHA-512 hash of the empty string is the same for all GET requests.
// Therefore all GET requests will use "z4PhNX7vuL3xVChQ1m2AB9Yg5AULVxXcg/SpIdNs6c5H0NE8XYXysP+DGNKHfuwvY7kxvUdBeoGlODJ6+SfaPg=="
// You can eliminate the explicit hash computation (for GET requests) and simply use the above literal string.
$sbDigestHdrValue->Append($crypt2->hashStringENC(''));

print 'Generated Digest' . "\n";
print $sbDigestHdrValue->getAsString() . "\n";

$request_target = 'get /xs2a/financial-institutions';

$sbSigningString = new CkStringBuilder();
$sbSigningString->Append('(request-target): ');
$sbSigningString->AppendLine($request_target,false);
$sbSigningString->Append('host: ');
$sbSigningString->AppendLine('api.ibanity.com',false);
$sbSigningString->Append('digest: ');
$sbSigningString->AppendLine($sbDigestHdrValue->getAsString(),false);
$sbSigningString->Append('(created): ');
$sbSigningString->Append($created);
// ibanity-idempotency-key is not used with GET requests.

print 'Signing String:' . "\n";
print $sbSigningString->getAsString() . "\n";

$signed_headers_list = '(request-target) host digest (created)';

$privKey = new CkPrivateKey();
$success = $privKey->LoadEncryptedPemFile('my_ibanity_signature_private_key.pem','pem_password');
if ($success == false) {
    print $privKey->lastErrorText() . "\n";
    exit;
}

$rsa = new CkRsa();
$rsa->put_PssSaltLen(32);
$rsa->put_EncodingMode('base64');
// Use the RSASSA-PSS signature algorithm
$rsa->put_PkcsPadding(false);

$success = $rsa->UsePrivateKey($privKey);
if ($success == false) {
    print $rsa->lastErrorText() . "\n";
    exit;
}

// Sign the signing string.
$sigBase64 = $rsa->signStringENC($sbSigningString->getAsString(),'sha-256');
if ($rsa->get_LastMethodSuccess() == false) {
    print $rsa->lastErrorText() . "\n";
    exit;
}

print 'Signature:' . "\n";
print $sigBase64 . "\n";

// Build the signature header value.
$sbSigHeaderValue = new CkStringBuilder();
$sbSigHeaderValue->Append('keyId=\'');
// Use your identifier for the application's signature certificate, obtained from the Developer Portal
$sbSigHeaderValue->Append('a0ce296d-84c8-4bd5-8eb4-de0339950cfa');
$sbSigHeaderValue->Append('\',created=');
$sbSigHeaderValue->Append($created);
$sbSigHeaderValue->Append(',algorithm=\'hs2019\',headers=\'');
$sbSigHeaderValue->Append($signed_headers_list);
$sbSigHeaderValue->Append('\',signature=\'');
$sbSigHeaderValue->Append($sigBase64);
$sbSigHeaderValue->Append('\'');

// Send the GET request..
$http = new CkHttp();

$success = $http->SetSslClientCert($cert);
if ($success == false) {
    print $http->lastErrorText() . "\n";
    exit;
}

$http->SetRequestHeader('Signature',$sbSigHeaderValue->getAsString());
$http->SetRequestHeader('Digest',$sbDigestHdrValue->getAsString());

$sbResponseBody = new CkStringBuilder();
$success = $http->QuickGetSb('https://api.ibanity.com/xs2a/financial-institutions',$sbResponseBody);
if ($success == false) {
    print $http->lastErrorText() . "\n";
    exit;
}

$jResp = new CkJsonObject();
$jResp->LoadSb($sbResponseBody);
$jResp->put_EmitCompact(false);

print 'Response Body:' . "\n";
print $jResp->emit() . "\n";

$respStatusCode = $http->get_LastStatus();
print 'Response Status Code = ' . $respStatusCode . "\n";
if ($respStatusCode >= 400) {
    print 'Response Header:' . "\n";
    print $http->lastHeader() . "\n";
    print 'Failed.' . "\n";
    exit;
}

// Sample output:
// (Sample code for parsing the JSON response is shown below)

// {
//   "data": [
//     {
//       "attributes": {
//         "authorizationModels": [
//           "detailed",
//           "financialInstitutionOffered"
//         ],
//         "bic": "NBBEBEBB203",
//         "bulkPaymentsEnabled": true,
//         "bulkPaymentsProductTypes": [
//           "sepaCreditTransfer"
//         ],
//         "country": null,
//         "financialInstitutionCustomerReferenceRequired": false,
//         "futureDatedPaymentsAllowed": true,
//         "logoUrl": "https://s3.eu-central-1.amazonaws.com/ibanity-production-financial-institution-assets/sandbox.png",
//         "maintenanceFrom": null,
//         "maintenanceTo": null,
//         "maintenanceType": null,
//         "maxRequestedAccountReferences": null,
//         "minRequestedAccountReferences": 0,
//         "name": "Bogus Financial",
//         "paymentsEnabled": true,
//         "paymentsProductTypes": [
//           "sepaCreditTransfer"
//         ],
//         "periodicPaymentsEnabled": true,
//         "periodicPaymentsProductTypes": [
//           "sepaCreditTransfer"
//         ],
//         "primaryColor": "#7d39ff",
//         "requiresCredentialStorage": false,
//         "requiresCustomerIpAddress": false,
//         "sandbox": true,
//         "secondaryColor": "#3DF2C2",
//         "sharedBrandName": null,
//         "sharedBrandReference": null,
//         "status": "beta"
//       },
//       "id": "2d3d70a4-cb3c-477c-97e1-cbe495b82841",
//       "links": {
//         "self": "https://api.ibanity.com/xs2a/financial-institutions/2d3d70a4-cb3c-477c-97e1-cbe495b82841"
//       },
//       "type": "financialInstitution"
//     },
//     {
//       "attributes": {
//         "authorizationModels": [
//           "detailed",
//           "financialInstitutionOffered"
//         ],
//         "bic": "NBBEBEBB203",
//         "bulkPaymentsEnabled": true,
//         "bulkPaymentsProductTypes": [
//           "sepaCreditTransfer"
//         ],
//         "country": null,
//         "financialInstitutionCustomerReferenceRequired": false,
//         "futureDatedPaymentsAllowed": true,
//         "logoUrl": "https://s3.eu-central-1.amazonaws.com/ibanity-production-financial-institution-assets/sandbox.png",
//         "maintenanceFrom": null,
//         "maintenanceTo": null,
//         "maintenanceType": null,
//         "maxRequestedAccountReferences": null,
//         "minRequestedAccountReferences": 0,
//         "name": "XYZ Trust",
//         "paymentsEnabled": true,
//         "paymentsProductTypes": [
//           "sepaCreditTransfer"
//         ],
//         "periodicPaymentsEnabled": true,
//         "periodicPaymentsProductTypes": [
//           "sepaCreditTransfer"
//         ],
//         "primaryColor": "#7d39ff",
//         "requiresCredentialStorage": false,
//         "requiresCustomerIpAddress": false,
//         "sandbox": true,
//         "secondaryColor": "#3DF2C2",
//         "sharedBrandName": null,
//         "sharedBrandReference": null,
//         "status": "beta"
//       },
//       "id": "d4100f28-936b-4379-a3f8-86314a2014fb",
//       "links": {
//         "self": "https://api.ibanity.com/xs2a/financial-institutions/d4100f28-936b-4379-a3f8-86314a2014fb"
//       },
//       "type": "financialInstitution"
//     }
//   ],
//   "links": {
//     "first": "https://api.ibanity.com/xs2a/financial-institutions"
//   },
//   "meta": {
//     "paging": {
//       "limit": 10
//     }
//   }
// }

// Sample code for parsing the JSON response...
// Use the following online tool to generate parsing code from sample JSON:
// Generate Parsing Code from JSON

$linksFirst = $jResp->stringOf('links.first');
$metaPagingLimit = $jResp->IntOf('meta.paging.limit');
$i = 0;
$count_i = $jResp->SizeOfArray('data');
while ($i < $count_i) {
    $jResp->put_I($i);
    $attributesBic = $jResp->stringOf('data[i].attributes.bic');
    $attributesBulkPaymentsEnabled = $jResp->BoolOf('data[i].attributes.bulkPaymentsEnabled');
    $attributesCountry = $jResp->stringOf('data[i].attributes.country');
    $attributesFinancialInstitutionCustomerReferenceRequired = $jResp->BoolOf('data[i].attributes.financialInstitutionCustomerReferenceRequired');
    $attributesFutureDatedPaymentsAllowed = $jResp->BoolOf('data[i].attributes.futureDatedPaymentsAllowed');
    $attributesLogoUrl = $jResp->stringOf('data[i].attributes.logoUrl');
    $attributesMaintenanceFrom = $jResp->stringOf('data[i].attributes.maintenanceFrom');
    $attributesMaintenanceTo = $jResp->stringOf('data[i].attributes.maintenanceTo');
    $attributesMaintenanceType = $jResp->stringOf('data[i].attributes.maintenanceType');
    $attributesMaxRequestedAccountReferences = $jResp->stringOf('data[i].attributes.maxRequestedAccountReferences');
    $attributesMinRequestedAccountReferences = $jResp->IntOf('data[i].attributes.minRequestedAccountReferences');
    $attributesName = $jResp->stringOf('data[i].attributes.name');
    $attributesPaymentsEnabled = $jResp->BoolOf('data[i].attributes.paymentsEnabled');
    $attributesPeriodicPaymentsEnabled = $jResp->BoolOf('data[i].attributes.periodicPaymentsEnabled');
    $attributesPrimaryColor = $jResp->stringOf('data[i].attributes.primaryColor');
    $attributesRequiresCredentialStorage = $jResp->BoolOf('data[i].attributes.requiresCredentialStorage');
    $attributesRequiresCustomerIpAddress = $jResp->BoolOf('data[i].attributes.requiresCustomerIpAddress');
    $attributesSandbox = $jResp->BoolOf('data[i].attributes.sandbox');
    $attributesSecondaryColor = $jResp->stringOf('data[i].attributes.secondaryColor');
    $attributesSharedBrandName = $jResp->stringOf('data[i].attributes.sharedBrandName');
    $attributesSharedBrandReference = $jResp->stringOf('data[i].attributes.sharedBrandReference');
    $attributesStatus = $jResp->stringOf('data[i].attributes.status');
    $id = $jResp->stringOf('data[i].id');
    $linksSelf = $jResp->stringOf('data[i].links.self');
    $v_type = $jResp->stringOf('data[i].type');
    $j = 0;
    $count_j = $jResp->SizeOfArray('data[i].attributes.authorizationModels');
    while ($j < $count_j) {
        $jResp->put_J($j);
        $strVal = $jResp->stringOf('data[i].attributes.authorizationModels[j]');
        $j = $j + 1;
    }

    $j = 0;
    $count_j = $jResp->SizeOfArray('data[i].attributes.bulkPaymentsProductTypes');
    while ($j < $count_j) {
        $jResp->put_J($j);
        $strVal = $jResp->stringOf('data[i].attributes.bulkPaymentsProductTypes[j]');
        $j = $j + 1;
    }

    $j = 0;
    $count_j = $jResp->SizeOfArray('data[i].attributes.paymentsProductTypes');
    while ($j < $count_j) {
        $jResp->put_J($j);
        $strVal = $jResp->stringOf('data[i].attributes.paymentsProductTypes[j]');
        $j = $j + 1;
    }

    $j = 0;
    $count_j = $jResp->SizeOfArray('data[i].attributes.periodicPaymentsProductTypes');
    while ($j < $count_j) {
        $jResp->put_J($j);
        $strVal = $jResp->stringOf('data[i].attributes.periodicPaymentsProductTypes[j]');
        $j = $j + 1;
    }

    $i = $i + 1;
}


?>